FAQ

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Are you an insurance company

While no, we do not insure anything we act more of your representative when dealing with these insurance companies.
being an independent agency we are not employed by these carriers making you our top priority. 

What do you need to run a quote?

Most of the times if the prospect is insured already we can pull up most of their information with as little as a name, address and date of birth.

Do you run credit?

While yes consumer reports are ran, they stay within the scope of insurance. None that will affect your credit.

What will help me get a better rate?

While ever quote is different normally having a good insurance history, clean driving record and and good credit can help you when it comes to a getting a good insurance rate. Other discount are available including good student, affiliation and telematic discounts.

Should I check with other companies?

Being independent allows us to be able to do that for you saving time while getting you a competitive rate. We work with some of the biggest name in the industry including Progressive and Allstate. As well as smaller carriers that do not advertise as much but still have strong financial rating as well as a great reputation for customer satisfaction . We shop these carriers around so you don’t have to.

Do you insure teenage drivers?

Yes we insure most drivers of any age and driving record. We also offer discounts like good student, away at school and telematics.

Do you offer DMV SR22/FR44 insurance?

Yes we can help you get in compliance with the DMV.

I already paid will I get a refund?

Carriers are bound by law they can only charge you for the time you were insured with them. Anything extra is reimbursed to the insured. 

Do I have to come in?

Absolutely not. We understand your time is valuable and want to maximize it so we can do everything remote, electronical and number just require a few calls. We also utilize different digital solutions including video call for more personal in person feel.